Buying A Home...
Beginning your home search can be an overwhelming and daunting task. Because of that, our team makes sure that you, and all other potential buyers, understand each of the 10 steps that we take to make the process as easy and painless as possible. By the end of your search, with our support and guidance, you will live happily ever after in your new, dream home.
Step 1. Meet in person and create a wishlist
Let’s get to know each other! Once you’re ready to work with our team, we’ll meet together for a Buyer Consultation to focus your search and determine what you want and need in a home.
- How soon do you need to move?
- Do you need to sell a home to be able to purchase?
- Are you renting and is it a lease?
- How long do you anticipate owning your new home?
- Are you open to building a new home?
- Do you have any concerns to discuss?
Ready to get started? Your first step is to use our Dream Home Finder...
Step 2. Pre-qualification
When you meet with our mortgage agents, they will help you find out how much you can afford (try our mortgage calculator), answer all your questions, walk you through the mortgage process and provide you with a pre-approval letter so sellers know you are serious.
We’ll introduce you to our mortgage partner, who can help you determine your buying price range with confidence. Be prepared to dig into paperwork during this part of the process such as pay stubs, W2’s, and tax returns. The lender will do a full review and then tell you what you will be able to borrow in order to purchase a home. This is a vital step in the home buying process! You can get started by filling out our pre-qualification form here.
Step 3. Listing alerts sent to you based on your criteria
You have followed our advice and gotten pre-approved, and an estimate for the sale of your current home, so you know your budget. Here comes the fun part, searching for homes. If you need help setting up your searches, just reach out to your agent and they will set up all your custom searches. If you want to do it yourself follow these three simple steps:
Step 4. Why Not New?
Have you considered buying a new home? If not, you should. Many of our clients choose to purchase a new home. Whether you buy a completed new home or build from scratch we can help. We are certified new construction experts and have tons of YouTube videos documenting our building expertise. If you want to know more, head over to our new construction page.
Step 5. Schedule viewings and attend open houses
Here’s where the buying process gets really fun! We’ll go to local open houses together and schedule viewings of the homes that you’ve loved from our listing alerts. We’ll talk about how the budget will work and make sure that we find you the perfect home.
Step 6. Find the perfect home and write an offer
When you’re ready to make an offer, your agent will present a written offer to the seller. And while everyone loves getting their offer accepted right away, the seller could come back to us with a counter offer, or reject your initial offer all together. We’re happy to walk you through each of these possibilities and exactly how to handle them. Once the offer is accepted, it’s time to get your financing in order and move forward to the next step!
Step 7. Acceptance, appraisal and inspection
The sellers accepted your offer, and the home is going through appraisal and inspection. The appraisal guarantees that the price of the property matches the condition of the property while the inspection makes sure that everything in the home is functioning properly and there are no major issues inside. These are the last steps before the shiny keys to your home are placed in your hand... for good!
Step 8. Notifying The Lender
- We send a copy of the contract to your lender.
- The lender enters the contract into their systems.
- The order an appraisal.
- You will receive an estimate on your costs.
Step 9. Time to close, get the keys and move!
Get excited because it’s time to close on your home! This process includes going through all of the final paperwork and signing your name (a lot!). Don't forget to bring all of the paperwork you’ve collected along the way and your down payment. Be sure and read our moving checklist so you don't forget any important details.